Medicare Coverage Explained

Medicare is a federal health insurance program primarily for individuals aged 65 and older, but it also covers certain younger people with disabilities. Understanding the different parts of Medicare is crucial for beneficiaries to make informed decisions about their healthcare.

Parts of Medicare

Medicare consists of four parts: Part A, Part B, Part C, and Part D. Part A covers hospital insurance, while Part B covers medical insurance. Part C, also known as Medicare Advantage, offers an alternative way to receive Medicare benefits through private insurance plans. Lastly, Part D provides prescription drug coverage.

Knowing your options can help you save money and get the care you need.

Eligibility and Enrollment

Most people are automatically enrolled in Medicare when they turn 65, but others may need to sign up during specific enrollment periods. It’s important to understand the enrollment process to avoid penalties and ensure coverage.